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Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely from one state to another. In general the law, it assumes that the vehicle is operated with the permission of its owner.

Laws that enhance penalties that make revocation automatic or targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment and interlock devices all have little effect.

Legal Definitions

The laws that govern the legal definitions of motor vehicle accident lawyer vehicles are defined and determined at the state level. The various federal definitions used for national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly administrative purposes, and are not applicable to states that determine their own registration classifications. These classifications for vehicles determine whether a motorist must be granted a specific license to operate certain kinds of vehicles.

These state laws define terms like "automobile," "light trucks" and more. For example the definition of light truck is any motor vehicle that has a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it does not include any vehicle or combination of vehicles designed primarily to carry passengers or property within its own structure, including manufactured homes and trailers.

Wheel chairs are a vehicle with wheels used by those who are physically disabled and unable to walk. A moped is an automobile with at most three wheels on the ground, and that travels at maximum speed of 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is driven by the person sitting on the top. The owner of a vehicle is the person who holds the legal title.

Traffic Laws

Each state has its own set of Motor Vehicle Accident Attorney vehicle laws which cover everything from registration process to insurance requirements. They also regulate the types of vehicles covered by law. Some of these laws are similar across states, while others differ greatly. For instance there are laws that restrict the number of people that can be transported in the pedicab. There are also laws that ban reckless driving on certain types of roads, for instance parking spaces.

If you break these laws, you can be punished with a fine and/or a penalty. Penalties can include being unable to drive or having your license suspended, or being required to attend traffic school.

One of the most important laws a state has regarding automobiles is that it governs the speed limits established on the roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of a "motor vehicle accident attorney vehicle." This includes every description of a vehicle or contrivance that is propelled by mechanical force and employed on a public highway to transport people or property or motor vehicle Accident attorney for other commercial purpose. It excludes trailers and semitrailers, coaches or house trailers as well as vehicles that operate upon rails or tracks snowmobiles, all-terrain and snowmobiles and motorized mobility aids that are operated by a person who has disabilities and self-propelled hay harvesting machines and tractors.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that provides insurance against financial loss resulting from liability for bodily injury or property damage to a third party, arising from the ownership, operation, maintenance or the use of a covered vehicle. It also provides protection against physical damage to the insured vehicle. It must include the name and address of the insured named, the coverage afforded by the policy, the cost payable, the duration of effectiveness and the limits of liability. It should also include an agreement or endorsement that states that the insurance is in compliance with the coverage specified as to bodily injury or death, as well as property damage.

The language used in a motor vehicle policy can be confusing to anyone, and Duncanville law firms usually recommend that a person read a sample policy to fully comprehend the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial accountability laws.

A few examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles that are used for commercial, business, activities, employment or occupations which are carried out for profit automobile liability insurance that includes MP and PIP, and uninsured and underinsured motorist coverage (UM/UIM). This type of insurance is required by several states.

Permitted Use

It is essential to understand what insurance coverage is available in the event that a person other than the named insured or a family member drives your vehicle and causes an accident. This concept is known as permissive use. The specifics of your policy might differ, but in general most large car insurance providers offer this kind of insurance.

However, it is crucial to note that a person driving your car must have your permission for you to be held accountable for any damage. Permission may be implied or express and does not typically have to be written.

In determining whether there is implied permission, courts consider the relationship between the parties; their prior conduct and usage of the vehicle, as well as the circumstances surrounding the particular driving event. A court will also consider whether any restrictions were imposed regarding the permissive usage, and if any minor deviations from the time, place and usage limitations of an initial permission would violate of these restrictions.

Remember that adding the driver to your auto insurance policy could increase your premium, because the vehicle becomes more difficult to cover. It is crucial to weigh your options before lending your vehicle to anyone else. Contact Jerry for a no-cost insurance quote and to discuss your policy's terms.